401k Max Contribution 2025 Employer Limit

401k Max Contribution 2025 Employer Limit. For 2025, the 401(k) limit for employee salary deferrals is $23,500, which is above the 2024 401(k) limit of $23,000. The max on total contributions (employee plus employer) to your defined contribution 401k is $70,000 in 2025 (or 100% of your salary, whichever is less).

But there’s also a higher overall limit that includes any contributions your employer makes. Simple 401(k) plan contributions max out at $16,500 for the 2025 tax year, up from $16,000 in 2024.